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Credit risk Stories - Page 3

UK Stories

Credit risk stories

UK card spending falls as missed payments stay high
Risk & Compliance

UK card spending falls as missed payments stay high

UK credit card spending drops in January while missed and repeat payments rise, signalling persistent strain on household finances.

By Sofiah Nichole Salivio • 4 min read • Mon, 23rd Mar 2026
UK cardholders carry more debt as spending declines
Risk & Compliance

UK cardholders carry more debt as spending declines

UK credit cardholders carry record debt despite spending less, as weaker repayments push average balances to GBP £1,950, FICO data shows.

By Sofiah Nichole Salivio • 4 min read • Fri, 13th Mar 2026

Global Stories

Credit risk stories

InDebted launches Release for later-stage debt transfers
Fintech

InDebted launches Release for later-stage debt transfers

InDebted has launched Release, a late-stage debt transfer product for clients in Australia, New Zealand and Canada, as an alternative to sales.

By Karen Joy Bacudo • 4 min read • Mon, 23rd Mar 2026
nCino adds automated document income checks to mortgages
Digital Transformation

nCino adds automated document income checks to mortgages

nCino adds Argyle-powered tool to automate document income checks in its mortgage platform, targeting lenders when data feeds fall short.

By Karen Joy Bacudo • 4 min read • Wed, 18th Mar 2026
Data centre boom reshapes Asia Pacific loan markets
Hyperscale

Data centre boom reshapes Asia Pacific loan markets

Data centre boom drives new financing structures across Asia Pacific loan markets, APLMA whitepaper finds, reshaping risk and investor mix.

By Karen Joy Bacudo • 5 min read • Wed, 11th Mar 2026
Gender bias in AI - how to spot it, and how to prevent it
Marketing Technologies

Gender bias in AI - how to spot it, and how to prevent it

From job ads to image tools, AI is quietly amplifying gender bias - but with better data, design and oversight, we can reverse it.

By Ruth Bucknell • 4 min read • Fri, 6th Mar 2026
Autonomous AI 'agentic customers' set to reshape banks
Data Protection

Autonomous AI 'agentic customers' set to reshape banks

Autonomous AI 'agentic customers' will upend banking, FICO warns, reshaping pricing, risk and customer ties as USD $3tn value beckons.

By Sofiah Nichole Salivio • 4 min read • Fri, 6th Mar 2026
Firms race to counter fast-evolving AI-driven fraud
Data Analytics

Firms race to counter fast-evolving AI-driven fraud

Half of fraud chiefs say fast-changing, AI-powered scams are outpacing their defences, forcing a shift to real-time, adaptive protection.

By Shannon Williams • 4 min read • Fri, 20th Feb 2026

Stories from Other Regions

Credit risk stories

FICO names Sol Rashidi keynote speaker for World 2026
Data Analytics

FICO names Sol Rashidi keynote speaker for World 2026

The keynote could shape debate on how lenders use AI safely, as banks face pressure to show returns while curbing fraud and credit risk.

By Sofiah Nichole Salivio • 3 min read • Fri, 27th Mar 2026
Worth raises USD $30m for small business onboarding
Fintech

Worth raises USD $30m for small business onboarding

The funding will help reduce days-long checks for lenders and payments firms onboarding small businesses, as manual reviews still slow approvals.

By Karen Joy Bacudo • 5 min read • Thu, 26th Mar 2026
Ripple joins Singapore BLOOM trade settlement pilot
Crypto

Ripple joins Singapore BLOOM trade settlement pilot

Ripple joins Singapore's BLOOM pilot, using RLUSD and the XRP Ledger to automate cross-border trade payments on shipment verification.

By Karen Joy Bacudo • 4 min read • Wed, 25th Mar 2026
Mastercard & CLIK team up to boost Indonesian credit
Fintech

Mastercard & CLIK team up to boost Indonesian credit

Mastercard partners CLIK Credit Bureau to sharpen Indonesian lenders' credit decisions, balancing digital growth with tighter risk control.

By Karen Joy Bacudo • 4 min read • Tue, 17th Mar 2026
Upstart seeks US bank charter to launch AI-driven bank
Digital Transformation

Upstart seeks US bank charter to launch AI-driven bank

Upstart will seek a US national bank charter to launch an AI-driven bank, enabling it to take deposits and lend directly nationwide.

By Karen Joy Bacudo • 4 min read • Thu, 12th Mar 2026
FinTech Australia launches summit on open banking data
Disaster Recovery

FinTech Australia launches summit on open banking data

FinTech Australia unveils Fintech Data Horizons Summit to spotlight real-world open banking and data sharing across key sectors in 2026.

By Karen Joy Bacudo • 4 min read • Wed, 4th Mar 2026
Singapore firms favour specialist skills & contractors
Customer Relationship Management

Singapore firms favour specialist skills & contractors

Singapore employers tighten permanent headcount, channelling spend into scarce AI, cyber and data skills while ramping up contract hiring.

By Mark Tarre • 5 min read • Fri, 27th Feb 2026
Inflation, US debt & AI: key risks for NZ investors
Risk & Compliance

Inflation, US debt & AI: key risks for NZ investors

New Zealand investors are warned AI-fuelled gains face “incredible danger” from US inflation, soaring debt and turbulent midterms ahead.

By Michael McCarthy • 5 min read • Wed, 18th Feb 2026
Aliya unveils aliyaOS to overhaul bank lending risk
Data Analytics

Aliya unveils aliyaOS to overhaul bank lending risk

Aliya debuts aliyaOS, a continuous lending risk engine honed on USD $30bn of loans at a major US bank, now targeting smaller lenders.

By Karen Joy Bacudo • 4 min read • Sat, 14th Feb 2026