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Credit risk Stories - Page 2

UK Stories

Credit risk stories

UK credit card severe delinquency rises, FICO says
Risk & Compliance

UK credit card severe delinquency rises, FICO says

Severe arrears are deepening among vulnerable borrowers, even as post-Easter spending fell and repayments ticked higher in May.

By Sofiah Nichole Salivio • 4 min read • Last month
Paylink appoints new Senior Leaders as business evolves platform
Software-as-a-Service

Paylink appoints new Senior Leaders as business evolves platform

The Grantham-based affordability technology provider is expanding beyond its Embark platform as it targets more clients and stronger customer support.

By Mark Tarre • 4 min read • Last month
Flagstone expands SME savings panel to 56 UK banks
Fintech

Flagstone expands SME savings panel to 56 UK banks

UK SMEs can now spread surplus cash across more than 200 business savings accounts as Flagstone lifts its bank panel to 56.

By Karen Joy Bacudo • 4 min read • Last month
Morpho launches Midnight fixed-rate lending on Base
Risk & Compliance

Morpho launches Midnight fixed-rate lending on Base

The new protocol could draw institutions to onchain credit markets by adding fixed terms, compliance controls and counterparty choice on Base.

By Karen Joy Bacudo • 3 min read • Last month
FICO urges UK banks to boost personalisation amid switching
Digital Transformation

FICO urges UK banks to boost personalisation amid switching

Switching rose 43% in Britain last quarter, adding pressure on banks to tailor offers as digital-only accounts neared half of households.

By Sofiah Nichole Salivio • 4 min read • Last month
PayPal adds new Pay in 30 Days option for UK shoppers
Fintech

PayPal adds new Pay in 30 Days option for UK shoppers

The fee-free option gives eligible UK shoppers up to 30 days to settle online purchases from GBP £1 to GBP £900 at checkout.

By Karen Joy Bacudo • 4 min read • Last month
Creditspring tops GBP £1 billion in loan disbursements
Fintech

Creditspring tops GBP £1 billion in loan disbursements

Households squeezed by higher costs are turning to fixed-fee borrowing, helping the lender pass GBP £1 billion in loans.

By Karen Joy Bacudo • 4 min read • Last month
UK Fraud liability in 2026: The hidden cost of synthetic identity fraud
Fintech

UK Fraud liability in 2026: The hidden cost of synthetic identity fraud

Banks now face a capped GBP £85,000 reimbursement bill per claim as synthetic identity fraud turns into a direct liability under tighter UK rules.

By Barley Laing • 5 min read • Last month

Global Stories

Credit risk stories

YouLend & Just Eat Takeaway pass €150m in financing
Fintech

YouLend & Just Eat Takeaway pass €150m in financing

Restaurants across seven European markets have repeatedly tapped platform lending as the YouLend-Just Eat Takeaway scheme tops EUR €150 million.

By Karen Joy Bacudo • 3 min read • Last month

Stories from Other Regions

Credit risk stories

New Zealand personal loan delinquencies hit three-year high
Risk & Compliance

New Zealand personal loan delinquencies hit three-year high

Unsecured borrowers in New Zealand are under mounting strain as Experian flags a rise in personal loan arrears to a three-year peak.

By Karen Joy Bacudo • 4 min read • Last month
Early mortgage hardship boosts repayment recovery: Experian
Data Analytics

Early mortgage hardship boosts repayment recovery: Experian

Borrowers who seek help before falling behind on mortgages are far more likely to recover, with 87% back on track within six months.

By Karen Joy Bacudo • 3 min read • Last month
Block Earner launches Australia's first crypto loans
Fintech

Block Earner launches Australia's first crypto loans

Australian borrowers can now access AUD loans against crypto holdings without selling, as a licensed platform moves digital assets into mainstream credit.

By Sean Mitchell • 4 min read • Last month
Banjo Loans urges SMEs to use AI with human checks
Data Protection

Banjo Loans urges SMEs to use AI with human checks

Poorly checked AI use could leave SMEs exposed to lending errors, fines and loan cancellations, Banjo Loans has warned.

By Karen Joy Bacudo • 4 min read • Last month
ATO tax debts lift insolvency risk for Australian firms
Data Analytics

ATO tax debts lift insolvency risk for Australian firms

More than 35,000 Australian businesses now face heightened failure risk as ATO debts above AUD $100,000 coincide with rising defaults.

By Karen Joy Bacudo • 5 min read • Last month
Vield adopts Integral tech to automate crypto hedging
Fintech

Vield adopts Integral tech to automate crypto hedging

As Australia tightens oversight of digital asset firms, the lender is moving to automated hedging to manage crypto and currency risk around the clock.

By Karen Joy Bacudo • 4 min read • Last month
Affordability trumps climate risk in flood-prone properties
Disaster Recovery

Affordability trumps climate risk in flood-prone properties

Buyers chasing cheaper homes are pushing flood-risk properties ahead of the wider New Zealand market, even as lenders rely on insurance.

By Staff Writer • 4 min read • Last month
Australians cut spending & lean on credit as costs bite
Data Analytics

Australians cut spending & lean on credit as costs bite

Household finances are under growing strain as more Australians dip into savings, cut discretionary spending and lean on credit for essentials.

By Joseph Gabriel Lagonsin • 3 min read • Last month