Open banking stories - Page 6

Singapore fintech Aspire wins key licences in Australia, Europe and the US, paving the way for a global rollout of its business finance platform.

As embedded finance reshapes digital platforms, Dwolla argues only security-first infrastructure can truly earn and sustain customer trust.

Despite 69% of payments leaders seeing their firms as market frontrunners, only 44% prioritise innovation amid legacy and regulatory hurdles.

By 2026, AI will transform skills across tech, finance, and healthcare, requiring new expertise in data quality, trust, and ethical governance, says OpenText.

By 2025, FinTech and MarTech in Australia, the UK, and Singapore will be shaped by hybrid work, advanced tech, and a strong focus on sustainability.

Visa has completed the UK's first commercial variable recurring payment using its A2A account-to-account solution with Kroo, Tink, and Utilita.

Payments now make up 55% of global fintech revenues at USD $126 billion, driven by innovation, regulation, and demand for instant, secure transactions.

Yaspa won the Real-Time Payments Innovation award for its AI-powered platform that streamlines instant bank transfers and KYC verification across the UK and Europe.

Sterling Lotteries teams up with Yaspa to offer instant Pay by Bank transfers, cutting costs and speeding up charity lottery payments across the UK.

MojoTip teams up with Ecommpay to offer real-time digital tipping and instant payouts, boosting cashless tipping across Europe and beyond.

DE-CIX forecasts a 2026 AI revolution in finance, healthcare and manufacturing, driven by emotion AI, healthcare connectivity, and agentic AI systems.

FICO has secured ten new patents to enhance Responsible AI, boosting transparency and fraud prevention across numerous sectors globally.

DBS has been named the World's Best AI Bank, recognised for its innovation and responsible AI use across retail and corporate banking services.

Mobile wallets are gaining popularity with young UK shoppers, while older generations continue to prefer debit and credit cards for online purchases.

Ecommpay won Silver at the 2025 eCommerce Awards for its payment innovation, also shortlisted for the RTIH Innovation Awards in Payments Innovation.

Ecommpay is shortlisted in two categories at the UK eCommerce Awards for innovation in its fraud-fighting Graph Analysis tool and Hosted Payment Page solution.

Ecommpay is a finalist in nine categories at the 2025 Payments Awards, recognising its innovation and commitment to accessibility in payments globally.

Ecommpay's new open banking solution boosts The Money Platform's flexibility and transparency, enabling millions of secure, low-cost peer-to-peer loan transactions.

JP Morgan's new fees for fintech API access spark debate, highlighting differences in US and European banking data revenue models under PSD2 rules.

Ecommpay won the Special Judges Award at the Financial Services Forum 2025 for its innovative Payouts via Hosted Payment Page solution enhancing secure payments globally.