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UK Stories

Credit risk stories

UK borrowers mix credit, debit & BNPL as habits shift
Fintech

UK borrowers mix credit, debit & BNPL as habits shift

Consumers and small firms are mixing cards, debit and Buy Now, Pay Later as lenders struggle to keep pace with changing borrowing habits.

By Karen Joy Bacudo • 4 min read • Last week
FICO flags rise in missed credit card payments in UK
Inflation

FICO flags rise in missed credit card payments in UK

UK cardholders are missing more payments as fuel costs and softer spending put fresh pressure on household budgets.

By Sofiah Nichole Salivio • 4 min read • Last month
UK fintech hiring to rise 14% in 2026 as neobanks slow
Risk & Compliance

UK fintech hiring to rise 14% in 2026 as neobanks slow

London will remain the main hiring hub, with fintech vacancies forecast to rise 14% in 2026 as firms prioritise compliance and infrastructure.

By Karen Joy Bacudo • 3 min read • Last month
Menna & Equifax UK add credit data for SME funding
Fintech

Menna & Equifax UK add credit data for SME funding

The integration aims to help SMEs spot credit issues earlier, as approval rates fall and a GBP £22 billion funding gap persists.

By Sofiah Nichole Salivio • 4 min read • Last month

Global Stories

Credit risk stories

Fuels Capital expands asset-backed lending to founders
Fintech

Fuels Capital expands asset-backed lending to founders

Europe's founder-led businesses could gain fresh access to debt as the Stockholm-based private credit firm lifts loans to EUR €25 million.

By Sofiah Nichole Salivio • 4 min read • Yesterday
TrustPaisa shifts to AI-driven loan approvals in India
Data Protection

TrustPaisa shifts to AI-driven loan approvals in India

Borrowers in India can now get instant loan decisions around the clock, as manual checks have been removed from TrustPaisa's approval process.

By Karen Joy Bacudo • 4 min read • Last week
Dun & Bradstreet data lands in ChatGPT for finance
Digital Transformation

Dun & Bradstreet data lands in ChatGPT for finance

Finance teams can query verified credit and ownership data in ChatGPT, as Dun & Bradstreet pushes its commercial graph into AI workflows.

By Karen Joy Bacudo • 4 min read • Last week
TD launches AI model to speed mortgage applications
Digital Transformation

TD launches AI model to speed mortgage applications

The bank says underwriters can now complete work in minutes rather than 15 hours, as it rolls out agentic AI across home lending.

By Karen Joy Bacudo • 4 min read • Last month
ICEYE launches catastrophe data for banks' climate risk
Earthquakes

ICEYE launches catastrophe data for banks' climate risk

Banks can now pinpoint damaged collateral faster as ICEYE adds satellite data to help quantify climate-driven loan losses and stress tests.

By Sofiah Nichole Salivio • 3 min read • Last month
Ledn sees Bitcoin loans market hitting USD $1 trillion
Crypto

Ledn sees Bitcoin loans market hitting USD $1 trillion

Survey data suggest trust, not demand, is the main hurdle as Bitcoin-backed consumer lending expands from a USD $3 billion base.

By Joseph Gabriel Lagonsin • 4 min read • Last month

Stories from Other Regions

Credit risk stories

Afterpay NZ profit more than triples on BNPL growth
Fintech

Afterpay NZ profit more than triples on BNPL growth

Higher buy now, pay later income lifted Afterpay NZ's annual profit to NZD $3.5 million, despite a sharp rise in credit losses.

By Karen Joy Bacudo • 3 min read • Last week
Bank of America joins CLS cross currency swap service
Risk & Compliance

Bank of America joins CLS cross currency swap service

CLS's payment-versus-payment model could cut counterparty exposure and funding strain as major banks handle record FX swap volumes.

By Karen Joy Bacudo • 4 min read • Last month
National Bank of Canada teams up with Sardine on fraud
Data Analytics

National Bank of Canada teams up with Sardine on fraud

The deal gives National Bank of Canada new fraud tools as lenders race to curb losses without adding friction for customers.

By Karen Joy Bacudo • 3 min read • Last month
Zip US teams with InComm on gift cards in instalments
Fintech

Zip US teams with InComm on gift cards in instalments

Shoppers can now spread the cost of gift cards in Zip's app, as buy now, pay later usage keeps widening across the US.

By Karen Joy Bacudo • 4 min read • Last month
Australia's big banks boost provisions as profits grow
PwC

Australia's big banks boost provisions as profits grow

Rising margins pressure and a Middle East supply shock are testing lenders, even as provisions and capital buffers are lifted.

By Karen Joy Bacudo • 4 min read • Last month
Australia's late business payments hit six-year high
Manufacturing

Australia's late business payments hit six-year high

Cash-flow strain is deepening as overdue invoices and tax debts rise, with smaller firms hardest hit by higher rates and costs.

By Karen Joy Bacudo • 6 min read • Last month
T-Mobile deploys FICO platform for zero-downtime onboarding
Digital Transformation

T-Mobile deploys FICO platform for zero-downtime onboarding

Zero outages now support more than 1 million monthly credit checks as T-Mobile prepares to expand home broadband and connected devices.

By Sofiah Nichole Salivio • 3 min read • Last month